Global Questinco makes money in four simple ways: Our flat management fee for investing and advice—is $4 per month or 0.25% for most customers (depending on your balance and recurring deposit settings), 0.40% for our Premium advice plan. Our over-the-phone advice packages cost between $299 and $399 per package. Payments from Cash Reserve program banks, which Betterment expects will result in annualized revenue of more than 0% but less than 0.50% of the average, aggregate balance daily.

We are here to empower people to do what's best for their money so they can live better. We’re building smarter, more efficient money management for everyone. By pushing the bounds of what technology can do, by bringing together some of the best software and analytic thinking of diverse, cutting-edge industries, we’re able to ensure that more people get the advice that they deserve. We have the ability to help free our customers to pursue what is most meaningful to them.

Our team of investing experts make decisions about our portfolio strategies and fund selection with the help of an external committee of economists, PhDs, and industry experts. More than just a portfolio management team, our experts work to develop improvements to our Tax Smart technology and other advanced strategies.

Our team is here to support you, whether you're facing a technical problem, making a complicated financial move, or looking for personalized guidance from a professional. When you have a question that warrants personal advice, we have a team of CERTIFIED FINANCIAL PLANNERS™ to support you with one-on-one advice, either in a one-time package or with continuous support in our Premium plan.