For those of you not familiar with the terms load
and no-load, load or commission mutual funds
are funds that are sold through brokers and
salespeople. These funds have sales
commissions of between 4 and 6% associated
with them, meaning that, for example, a $100,000
mutual fund purchase would have a $4,000 —
$6,000 commission paid by the client to the
There are front-end loaded funds that have the commission is taken out of the investment immediately, or back-end loaded funds that have the commission taken out annually at the rate of approximately 1% per year. At Global quest inco, since | am a fee-only financial advisor and do not sell any financial products, only no-load, no-commission mutual funds are used.
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